Catering Insurance

With a host of affordable and customisable catering insurance policies to meet a range of demands, we can offer our clients the right level of cover to meet your individual business needs.

We have access to an exclusive policy suitable for all mobile caterers and provides the option for the policyholder to extend cover to include Business Equipment. Cover automatically includes Public & Products Liability for £5,000,000 and Employer’s Liability with no limit to the number of employees plus FREE Money & Stock cover and Legal Helpline.

Baked Potato Ovens, Bread Delivery, Buffet Caterers, Cake Making & Chocolate Fountains, Catering Trailers, Coffee Rounds, Coffee Shops, Contract Caterers (Golf Clubs, Pubs, Canteens etc), Cookery Demonstrators, Dinner Parties, Farmers’ Markets, Food Kiosks, Fruit/Vegetable Stalls, Hog Roasts & Barbecues, Home Preserves, Hot Food Vans, Ice Cream Vans & Bikes, Jiffy Trucks, Juice/Smoothie Bars, Market Stall Caterers, Marquee Caterers, Milk Delivery, Mobile Bars, Mobile Butchers, Mobile Shop, Outside Caterers, Sandwich Rounds, Sandwich Shop, Tea Room, Vending Machines, Wet Fish Rounds

Minimum Premium:
£167.60 (ex IPT & fee)

Maximum Sum Insured:
£500,000 Turnover

Cover includes the trailer, Fixtures & Fittings and offers discounts for security fittings in addition to a No Claims Discount of up to 25%

Cover for Mobile & Fixed Catering Trailers including Portable Cabins.

Standard Cover

Cover for the Trailer and the Fixture & Fittings.
Choice of cover:

  • Accidental Damage
  • Accidental Damage & Fire
  • Accidental Damage, Fire & Theft

Optional Extensions

  • Cover available includes Business Interruption, Money, Loss of Stock, Frozen Food & Legal Expenses

Cover can also be extended to include:

  • £10,000,000 Employer’s Liability Insurance
  • £5,000,000 Product Liability Insurance
  • £5,000,000 Public Liability Insurance

And further extended to £10,000,000 Public & Products Liability


Mobile Catering Trailers, Permanent Sited Catering Trailers and/or Static Units &Portable Cabins


This policy is ideal for hot-food vans, ice cream vans and mobile shops and offers a special mirrored bonus allowing our policyholders to secure up to a 65% introductory No Claims Discount matching their existing car insurance with the added benefit of accepting mixed covers all under one policy. Offering highly competitive rates for all catering trades we can provide cover for the vehicle plus Fixtures & Fittings including full Fire cover.